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Los Alamos Schools CU specializes in financing new, used and yes, even classic vehicles. Whether you are buying from a dealer, a private-party, or just want to refinance, we have the expertise to make the process simple, for you, our members.

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Interest Rates as of 04/16/2014


Savings Accounts and Certificates of Deposit

TYPE

INTEREST RATES

APY

Minimum

Shares (Savings) $25- $4,999

0.10%**

0.11%**

$25.00

Shares (Savings) $5,000- $49,999

0.15%**

0.16%**

$5,000.00

Shares (Savings) $50,000 and above

0.20%**

0.21%**

$50,000.00

Draft (ATM/Debit)

0.10%**

0.11%**

$0.00

90 Day Certificate of Deposit

0.15%

0.16%

$500.00

6 Month Certificate of Deposit

0.20%

0.21%

$500.00

12 Month Certificate of Deposit

0.30%

0.31%

$500.00

12 Month Youth CD (0-18yrs) may deposit a minimum of $20 twice a month ($10,000 maximum per member)

0.70%

0.71%

$100.00

24 Month Certificate of Deposit

0.45%

0.46%

$500.00

24 Month Plus Certificate of Deposit

0.50%

0.51%

$20,000.00

36 Month Certificate of Deposit

0.60%

0.61%

$500.00

48 Month Certificate of Deposit

0.80%

0.81%

$500.00

60 Month Certificate of Deposit

1.05%

1.06%

$500.00


Personal Loans - Fixed Rate

TYPE

MAXIMUM TERM

INTEREST RATES

APY

Share Loan (2.5% Above Div. Rate)

Variable Rate with a 120 Month Maximum

2.65%*

2.65%*

New Auto

72 Months

2.99%*

2.99%*

Used Auto

72 Months

2.99%*

2.99%*

Personal Loan

12 Months

7.99%*

7.99%*

Personal Loan

24 Months

8.99%*

8.99%*

Personal Loan

36 Months

9.99%*

9.99%*

New RV

120 Months

5.99%*

5.99%*

Used RV

120 Months

5.99%*

5.99%*

New Boat

60 Months

5.99%*

5.99%*

Used Boat

60 Months

5.99%*

5.99%*

New Motorcycle/ATV

60 Months

5.99%*

5.99%*

Used Motorcycle/ATV

60 Months

5.99%*

5.99%*

New Mobile Home

120 Months

9.50%*

9.50%*

Used Mobile Home

120 Months

10.50%*

10.50%*

Real Estate (Land-NM Only)

120 Months

7.25%*

7.25%*

First Mortgage Loan

7 Year Balloon

3.75%

3.75%

First Mortgage Loan

10 Year Fixed

3.89%

3.89%

First Mortgage Loan

15 Year Fixed

3.99%

3.99%

Second Mortgage Loan

10 Year Fixed

4.55%*

4.55%*

Second Mortgage Loan

15 Year Fixed

4.55%*

4.55%*

Open-Ended LOC

Open End

8.25%*

8.25%*

Education LOC

Open End

6.25%*

6.25%*

The above interest rates are subject to change without prior notice.

The share & special savings accounts are tiered rate accounts.  The balance ranges, Dividends Rates and Annual Percentage Yields applicable to each tier are disclosed above.  Once a particular balance range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account.

*Lowest available rate shown.
The credit report is a tool used to determine the terms of credit available, and the Annual Percentage Rate offered may vary depending on the credit score(s).

**Interest rates for share and draft accounts reflect the previous quarter.

Contact Details

Hours of Operation
Mon.-Fri. 9:00AM-4:30PM

1900 Diamond Drive
Los Alamos, NM 87544
Phone: (505) 662-3421
Toll Free:(877) 662-3421
Fax: (505) 662-4930
Routing Number: 307084237

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