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Interest Rates

As of 1/17/2012

Savings Clubs

Type Interest Rate

APY

Minimum
Shares (Savings)
$25-$4,999
**0.10%

**0.11%

$25

Shares (Savings)
$5,000 - $49,999
**0.20% **0.21% $5,000
Shares (Savings)
$50,000 & above
**0.30% **0.31% $50,000

 

Certificates of Deposit

Type Interest Rate

APY

Minimum
90 Day CD 0.25% 0.26%

$500

6 Month CD 0.45% 0.46% $500
12 Month CD 0.60% 0.61% $500
12 Month Youth CD  0.85%  0.86%  $100 
24 Month CD 0.85% 0.86% $500
24 Month Plus CD 0.95% 0.95% $20,000
36 Month CD 1.20% 1.21% $500
48 Month CD 1.25% 1.26% $500
60 Month CD 1.35% 1.36% $500

 

ATM/Debit "Check" Cards

Type Interest Rate

APY

Minimum
Draft (ATM/Debit) **0.10%

**0.11%

$0

 

Auto Loans

Type Maximum Term

Interest Rate
(Fixed Rate)

APY
New Auto 72 Months

*2.99%

*2.99%

Used Auto 72 Months *2.99% *2.99%

 

Recreational Vehicle Loans

Type Maximum Term

Interest Rate
(Fixed Rate)

APY
New Motorcycle/ATV 60 Months

*5.99%

*5.99%

Used Motorcycle/ATV 60 Months *5.99% *5.99%
New RV 120 Months

*5.99%

*5.99%

Used RV 120 Months *5.99% *5.99%
New Boat 60 Months

*5.99%

*5.99%

Used Boat
60 Months *5.99% *5.99%

 

Mortgage Loans

Type Maximum Term

Interest Rate
(Fixed Rate)

APY
First Mortgage 7 Yr Balloon *4.095% *4.095%
First Mortgage 10 Yr Fixed *4.125% *4.125%
First Mortgage 15 Year Fixed *4.125% *4.125%
Second Mortgage 10 Year Fixed *4.55% *4.55%
Second Mortgage 15 Year Fixed *4.55% *4.55%
New Mobile Home 120 Months *9.50% *9.50%
Used Mobile Home 120 Months

*10.50%

*10.50%

Real Estate (Land - NM Only) 120 Months *7.25% *7.25%

 

Unsecured Loans

Type Maximum Term

Interest Rate
(Fixed Rate)

APY
Signature Loan 12 Months *7.99% *7.99%
Signature Loan 24 Months

*8.99%

*8.99%

Signature Loan 36 Months *9.99% *9.99%
Open-ended Line of Credit Open End *8.25% *8.25%
Education Line of Credit Open End *6.25% *6.25%

 

* On approved credit.

**The share and special savings accounts are tiered rate accounts. The balance ranges, Dividends Rates, and Annual Percentage Yields applicable to each tier are disclosed above. Once a particular balance range is met, the dividend rate and Annual Percentage yield for that balance range will apply to the full balance of your account.

Calculators

 

> All Calculators

 
   
Copyright (c) 2008 LASCU. All rights reserved .Los Alamos Schools Credit Union 1900 Diamond Drive, Los Alamos, NM 87544, P - (505) 662-3421 | F - (505) 662-4930, TOLL FREE 1-877-662-3421
Your savings are insured up to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency. LASCU is an Equal Housing Opportunity lender.

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